Egypt’s Building Law Sets Insurance Requirement for Higher-Value and Taller Projects

Egypt’s Building Law No. 119 of 2008 requires an insurance policy before a building permit can be issued or construction can begin on projects meeting specified cost or height thresholds.

The requirement applies to construction work valued at EGP 1 million or more. The financial threshold is one of the criteria determining whether a project must have insurance.

Buildings consisting of four storeys or more also fall within the requirement. The height criterion is an alternative trigger, rather than a condition that must be met alongside the project value threshold.

The provision places insurance at the pre-construction stage, linking it to both permission to build and the start of work. The supplied summary does not detail the policy’s coverage or the conditions governing compensation for damage.